Win £100 of supermarket vouchers!

Hey Skint pals, win supermarket vouchers

Phew, Glasgow is positively continental here today, and in a burst of spring cheer, I’m bringing you the chance to host the barbecue of the century for you and all your Skint pals. Or, if you’re the more sensible sort, the chance to stock your fridge and larder full of basics and a few special treats.

You see Skint pals, in collaboration with the folks at Debt Free Direct, we’ve got a little competition going to win supermarket vouchers worth £100. The vouchers are available for either Tesco, Asda, Sainsburys, Waitrose and M&S – handy, eh?

And whilst there’s no such thing as a free lunch, this comes pretty damned close: all you need to do is answer a simple question, to be entered into a prize draw.

Debt Free Direct run a blog called Making Money Go Further which is home to lots of money saving tips. They recently wrote about the importance of having an Emergency Budget and are on a mission to educate the nation about the importance of having some cash stashed away for rainy days and bad luck.

And so pals, that’s the thinking behind this little competition: a bid to let you put £100 of your usual grocery spend into your emergency budget instead.

Gimme the competition, you say! Well, nearly there. Before entering you just need to do a little light reading. Simply head over to the  Making Money Go Further blog and read the post ‘Why and how you should set up an emergency savings fund’. Done it? Then let’s go! 

<a Rafflecopter giveaway

I’d be lost without an emergency fund. If you own a house or have any sort of responsibilities at all (and who doesn’t have some?), it’s vital. What happens otherwise when a storm blows slates off the roof, or the boiler bursts in winter? Without an emergency fund you’re looking at trying to scrape cash together from family and friends or, worse, from quick loans. Having enough put aside to keep going for a bit if the worst happens is vital to my piece of mind.

What about you, Skint pals? How much do you think is right to set aside for emergencies? Three months salary? Six months? Let me know  – and best of luck for the competition. The winner will be announced on Tuesday, May 13. 

Skint x

Terms and conditions: The competition closes Tuesday May 13. Open to UK readers only. The vouchers are available for either Tesco, Asda, Sainsburys, Waitrose and M&S 

Like this post? You may like these too:

How to make money on ebay

How to save a fortune at Amazon

Revealed: the best money-saving apps

admin

About Skint in the City

Skint in the City provides stylish, practical tips and advice on how to live the high life on a shoestring budget.

174 thoughts on “Win £100 of supermarket vouchers!

  1. Having a benefits focus on. I actually began doing this in Jan and I am now almost a third of the way to my Xmas target.

  2. Elaine Hollis

    give up a little treat like daily coffee in a coffeeshop

  3. My favourite is consider giving up other expenses so you can save the money instead.

  4. Lucy Mayer

    Treat saving like any other expense

  5. Michelle Wild

    Consider giving something up to enable saving.

  6. claire little

    save what you can afford

  7. Naomi Buchan

    Work towards a savings target x

  8. lisa dolatowski

    The best advice is to give up a little treat – which is what i’m currently doing at the moment1

  9. Lydia Graham

    Having a savings target. I actually started doing this in January and I am now almost a third of the way to my Christmas target

  10. Treat saving like any other expense

  11. lyn burgess

    working towards a savings target makes sense x

  12. Belinda Matthews

    Have a savings target

  13. Only save what you can actually afford – very wise words indeed! :)

  14. marion king

    keep to a list when shopping NEVER OVER SPEND and keep all your money in a cash ISA this is my advice

  15. Joanne Benham

    Only save what you can afford.

  16. natalie holland

    to only save what you can actually afford – we only save small amounts, we have hardly any extra cash but put away bits and bobs!

  17. Rachel B

    Only save when you can afford it is a sound piece of advice.

  18. Andrew Petrie

    Work towards a target.

  19. Nicola Atkins

    Treat saving like any other expense

  20. Toni W

    Treat Saving like any other expense, it’s very easy to treat saving as a luxury rather than a necessity.

  21. Chris Fletcher

    Work towards a target!

  22. Jan

    Everytime you don’t do something ie avoid temptation eg eat chocolate put the 20p into a pot.

  23. Lyn Bosomworth

    Only save what you can actually afford

  24. maria molly taylor

    Only save what you can actually afford

  25. maria molly taylor

    Teach your kids to save from an early age then it wont be so hard for them to get the idea of saving

  26. elaine stokes

    have a saving target

  27. Katie Walker

    Treat saving like any other expense.

  28. Hayley Todd

    I think that the Only Save What You Can Afford is the best piece of advice. People feel under pressure to save a designated set amount every month, and this is not always achievable, so as the article says, even a little amount helps towards savings! Even £5.00 is better than nothing at all!

  29. Gerri Tennant

    Treat savings like any other expense – good idea, makes you do it.

  30. Lindy Hine

    Consider giving up another expense to facilitate saving is good advice because I’m sure that there’s always something that we all spend money on that we could quite easily do without!

  31. Jo Pilkington

    Treat saving like any other expense

  32. David Price

    Consider giving up another expense to facilitate saving

  33. san

    only save what you can afford to

  34. Sam Furniss

    Treat saving like any other expense, which is great advice. It shouldn’t be treated as luxury but as a neccessity really.

  35. Ellen Stafford

    My favourite is “Only save what you can actually afford”

  36. Teresa Lee

    Only save what you can actually afford

  37. Kim Howard

    Only save what you can actually afford ^_^

  38. Yvonne

    only save what you can afford

  39. Ellie Jacobs

    Mine is Treat saving like any other expense. Because, i already do this.

    Weekly I have a set amount coming out of my account, and always budget for it. Then if i need emergency cashm it is there in my savings account

  40. Sarah Mills

    Work towards a target savings amount

  41. Carolin

    Only save when you can afford it.

  42. Ali Thorpe

    Treat saving like any other expense as it teaches you treat saving as something to be addressed as soon as you are paid.

  43. Andi Gurney

    Treat savings like another wxpwnditure

  44. Lorraine Tinsley

    My favourite is treat saving like any other expense, this is how I try to do it otherwise I’d never manage to save anything

  45. My favourite is only save what you can actually afford

  46. julie laing

    Only save what you can afford

  47. Jane Middleton

    Work towards a savings target

  48. Lillian Fisher

    My favorite is only save what you can afford.

  49. Christine Shelley

    Only save what you can actually afford

  50. Kristy Brown

    Work towards a target savings amount!

  51. angela sandhu

    give up a little treat like daily coffee in a coffeeshop and save that money.

  52. Emma Harris

    Consider giving up another expense to facilitate saving.

  53. Zoe Coen

    Have a savings target

  54. justine meyer

    only save what you can affird

  55. Gemma

    Work towards a target.

  56. Rebecca Powell

    Only save what you can afford

  57. Jayne T

    Treat saving like any other expense. I agree with this and have a little go out every week.

  58. Anne Nash

    only save what you can actually afford

  59. Work towards a savings target

  60. sian hallewell

    my favourite is Treat saving like any other expense

  61. karen delaney

    only save what you can afford

  62. Keshia Esgate

    Only sav what you can actually afford

  63. Joanne Baldwin

    ‘Consider giving up another expense to facilitate saving’ is really good advice!

  64. Susan Crosswaite

    Work towards a savings target (I find a target helps to keep me on track)

  65. Sheri Darby

    saving any amount is better than nothing at all – Because even the smallest bits add up

  66. Sarah Bates

    Treat saving like any other expense! It’s so true!

  67. Catherine Gregory

    Work towards a savings target, we’ve all had times we’ve needed money in an emergency and had none so had to borrow from family or friends. I’d rather have my own money to use in an emergency

  68. Helen Metcalfe

    Only save what you can afford, maybe allocating a little less money in other areas to help you save

  69. Paula Phillips

    Only save what you can actually afford.

  70. Rach

    Don’t spend what you haven’t got.

  71. Julie Howarth

    Only save what you can actually afford and Work towards a savings target
    Is great advice

  72. Tina Lawton

    Only save what you can afford

  73. ELISABETH BARNWELL

    ONLY SAVE WHAT YOU CAN AFFORD WHICH IN MY CASES IS NOT MUCH BUT HOPEFULLY WILL IMPROVE

  74. Sharon Griffin

    treat savings like any other expense

  75. Treat saving like any other expense!

  76. lindsay chadburn

    definately only save what you can afford

  77. Definitely treating it like an expense. At the start of the month we transfer money to our emergency savings as though it is a bill. It’s only £50 a month (what we can afford) but a year without emergencies and it’s £600!

  78. I’ve searched long and hard and cannot find the email subscription box please add me LilyMoonCat( at )gmx(dot) co(dot)uk

  79. @sasofsussex

    Only save what you can actually afford

  80. Only Save what you can afford

  81. Jacqueline Roberts

    treat saving like an expense. I’m going to do this thanks

  82. Danielle Graves

    Saving what you can afford – all too often we set unrealistic savings targets which are difficult to keep to

  83. alison clark

    Treat savings as any other expense-

    This is what im aiming to do next year – im currently over paying my credit cards to clear them then the plan is to just transfer the direct debit from the credit card to the saving account.

  84. Only save what you can afford

  85. Only save what you can afford!

  86. Ann

    Treat saving like any other expense.

  87. Kay Broomfield

    Consider giving up another expense to facilitate saving

  88. Hilda Hazel Wright

    Only save what you can afford! I was given a lovely moneybox for my birthday but no point putting money away in there while my account is overdrawn and I’m paying interest!

  89. Rachael

    Have a savings goal, an optimistic one!

  90. EMMA WALTERS

    my favourite is – Consider giving up another expense to facilitate saving. we gave up takeaways & buying new clothes for months whilst saving for a house deposit. i have a direct debit set up to my savings account so i have no choice :)

  91. Treat savings like any other expense.

  92. Mary Heald

    Working towards a saving target is a great idea and strategies for paying off a debt I found really useful and shows just what can be achieved if you set your mind to it and have an achievable plan.

  93. Treating saving as another expense, it works for me.

  94. Jon Bell

    Only save what you can afford is a great piece of advice. If it is coming out of your account it is an expense.

  95. sarah bourner

    Only save when you can afford it

  96. Jo welsh

    Save what you can afford and aim towards a target

  97. Working towards a target is good!

  98. Paul

    Treat saving like any other expense.

  99. Edward Guerreiro

    Only save what you can actually afford.

  100. Trudi Walsh

    Work towards a savings target, I’ve just started doing this last month, my target is to save £500 by Christmas

  101. Paul Wilson

    Only save what you can afford.

  102. Anthony Harrington

    has to be “only save what you can afford”

  103. Kirsty Fox

    I think “Consider giving up another expense to facilitate saving” is important

  104. Hayley Morgan

    Consider giving up another expense to help you to save, I gave up buying newspapers and magazines, i could easily spend £10-20 per month on them and alot of the information in them could be found online!

  105. Debbie Preston

    Treat savings like any other expense. Set up a standing order to a savings account every pay day – it works for us.

  106. Steve Miles

    Treat saving like any other expense

  107. Only save what you can afford.

  108. Elizabeth Williams

    Only save what you can afford.

  109. Ruth Davies

    Only save what you can afford

  110. caroline cordery

    put a pound in a jar

  111. Cristina McDowall

    “..only save what you can actually afford..”

  112. HazelY

    To treat saving like any other expense is actually a really good idea I hadn’t thoyght of before and is quite motivating.

    • HazelY

      Not sure if I have accidentally entered twice on here – a mistake if I did – and apologies for the typo!

  113. sue cotton

    Treat saving as you would nah other expenditure, i.e. make it part of your monthly budget items
    without exception, it soon adds up.

  114. Lynn Heath

    My emergency saving pot has just been emptied due to a poorly car over Christmas (worse timing ever!!!). I am currently trying to build it back up by putting £10 a week over into an account that I cant touch very easily – my favourite piece of advice from the blog post is to treat it like any other expense and from now on that is how I am going to think of it! Thank you!

  115. being realistic about what you can save

  116. Nicola Holland

    Only save what you can afford.

  117. Jo Evans

    Only save when you can afford

  118. Have a savings target. This is what we do and always have a minimum amount saved as a contingency fund in an emergency!

  119. Gillian McLeod

    Treat savings like any other expense. A direct debit is a good way to do it.

  120. Laura Oxley

    Consider giving up another expense to facilitate saving

  121. Natalie White

    Treat saving like any other expense! Great advice :)

  122. Robby Price

    Save only what you can afford to

  123. mel crossan

    being realistic about what you can afford to save

  124. Ste Carr

    Only Save what you can afford

  125. Ann Robinson

    Only save what you can afford

  126. MANDY DOHERTY

    Only save what you can afford

  127. Rachel white

    Only save what you can actually afford

  128. Rachel Davies

    Consider giving up another expense to facilitate saving. It really is best to reallocate funds to things that will help you in the future, instead of wasting it on something you don’t really use / need.

  129. Rebecca Gransden

    It’s a really good mindset to get into to treat saving as another expenditure and work around that as a budget. Most helpful.

  130. claire matthews-curtis

    I like only save what you can actually afford

  131. Graham Ross

    only save what you can actually afford

  132. tim taylor

    Have a savings target

  133. Tink Rhonda Lee Mse

    Save what you can afford and work towards a target are good advice.

  134. Jackie Chapman

    Technology free ideas to entertain the kids is a great idea.
    I have always treat savings like any other expense, it works for me!

  135. Helen G

    Treat savings like any other expense.. setting up a direct debit into a savings account is a great way to regularly put money away on a monthly basis

  136. jayne hall

    dont spend what you havent got

    put 1 pound a week away into a jar it will soon build up

  137. Diane Carey

    ‘Treat saving like any other expense’. I have always done this

  138. Natalie Crossan

    Only save what you can actually afford!

  139. Marcella

    I like ‘Consider giving up another expense to facilitate saving’.

  140. Stevie

    I like the article about technology free ideas to entertain the kids. Who doesn’t like building a fort.
    On emergency savings funds I think treating savings as any other expense could be very tricky to get used to. It would become the norm after some self discipline and putting the cash out of mind.

  141. Hazel Rea

    Consider giving up another expense to facilitate saving is a great piece of advice which is often overlooked.

  142. Pam Francis Gregory

    Have a savings target

  143. CAROL PATRICK

    Selling of Ebay – lots of good advice, particularly liked Buy and re-list items – I hadn’t thought about that

  144. Sara Goodman

    Only save what you can actually afford. Wise words!
    Thanks for super giveaway x

  145. Katherine L

    Work towards a savings target; it’s much easier when there is a clear motivator!

  146. Ruth Kitson

    Work towards a saving target. I have been doing that since last year and I managed to meet my target in February, it spurred me on to extend my target and keep going.

  147. donna jones

    only save what you can

  148. Katie Walden Hall

    Work towards a savings target :)

  149. katie Kathurima

    treating savings like any other expense and budgeting for it

  150. Amanda Philp

    I love the advice, especially treat saving like any other expense. Im expecting our first child and worried how i will cope, but if i put a bit away each month this should really help us. Thanks for the advice!

  151. Charlotte Hood

    Consider giving up another expense to facilitate saving. I generally follow all the otherss, but I always think how much I’d save if I gave up alcohol or meat!

  152. Jo Booth

    Some really good advice, in particular treating savings like any other expense and budgeting for it. My problem would be not touching the savings fund when we’re skint towards the end of the month :-)

  153. Lynsey Buchanan

    Work towards a savings target im trying that just now.

  154. Zoe Roxby

    set a realistic target on a yearly basis and put some money towards that each month.

  155. Susan Trubey

    only save what you can actually afford

  156. Amanda Norwood

    only save what you can actually afford

  157. kim neville

    My favourite post is “only save what you can actually afford”.

  158. Caroline Blaza

    Only save when you can afford it

  159. Kirsty Mills

    Consider giving up another expense to facilitate saving.

  160. Janine Phillips

    ‘only save what you can actually afford’ x

  161. Julie Fisher

    saving any amount is better than nothing at all – I never get around to saving because I never have much to spare. But I think I will now. Ever little helps.

  162. Stephanie Boulton

    Only save what you can actually afford

  163. kellyjo walters

    work towards a target.. before you know it your up and over that target

  164. Andrea Williams

    Treat savings like another expense, a really useful way of looking at it and making sure it doesn’t get discarded.

  165. laura stewart

    only save what you can actually afford

  166. michelle banks

    working towards a savings target x it all makes sense x

  167. jessica cook

    Only save what you can afford, we put in as much as we can a month without having to go without vital things for the month.

  168. Eva Vida

    Work towards a savings target-it’s a really clever and an useful advice.I think I should follow it :)

  169. Claire Sutherland

    Treat saving like any other expenditure is the bit of advice I like best.

  170. Tracy K Nixon

    I love your post: Be the Queen (or King) of your Castle: How to Make Money from your Home – I like the idea of renting my driveway! I have one but don’t have a car so it is just a waste of space. I might look into doing that!

  171. Stacey Tripconey

    My favourite is ‘only save what you can actually afford’.

  172. Work towards a savings target because it will help me keep the interest in trying & achieving saving money

  173. Mark Whittaker

    I love : Treat saving like any other expense – something I have learnt this year and it works , which helps the motivation.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes:

<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>