Phew, Glasgow is positively continental here today, and in a burst of spring cheer, I’m bringing you the chance to host the barbecue of the century for you and all your Skint pals. Or, if you’re the more sensible sort, the chance to stock your fridge and larder full of basics and a few special treats.
You see Skint pals, in collaboration with the folks at Debt Free Direct, we’ve got a little competition going to win supermarket vouchers worth £100. The vouchers are available for either Tesco, Asda, Sainsburys, Waitrose and M&S – handy, eh?
And whilst there’s no such thing as a free lunch, this comes pretty damned close: all you need to do is answer a simple question, to be entered into a prize draw.
Debt Free Direct run a blog called Making Money Go Further which is home to lots of money saving tips. They recently wrote about the importance of having an Emergency Budget and are on a mission to educate the nation about the importance of having some cash stashed away for rainy days and bad luck.
And so pals, that’s the thinking behind this little competition: a bid to let you put £100 of your usual grocery spend into your emergency budget instead.
Gimme the competition, you say! Well, nearly there. Before entering you just need to do a little light reading. Simply head over to the Making Money Go Further blog and read the post ‘Why and how you should set up an emergency savings fund’. Done it? Then let’s go!
I’d be lost without an emergency fund. If you own a house or have any sort of responsibilities at all (and who doesn’t have some?), it’s vital. What happens otherwise when a storm blows slates off the roof, or the boiler bursts in winter? Without an emergency fund you’re looking at trying to scrape cash together from family and friends or, worse, from quick loans. Having enough put aside to keep going for a bit if the worst happens is vital to my piece of mind.
What about you, Skint pals? How much do you think is right to set aside for emergencies? Three months salary? Six months? Let me know – and best of luck for the competition. The winner will be announced on Tuesday, May 13.
Terms and conditions: The competition closes Tuesday May 13. Open to UK readers only. The vouchers are available for either Tesco, Asda, Sainsburys, Waitrose and M&S
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